• To organize all the debts of the business in a format, useful at the time of applying for a business loan or line of credit
• To prepare a business plan or business loan application.

This template with macros validated by Microsoft, designed to function fully, may be prompted by clicking Enable Macros. It is useful for:

• Bankers looking for businesses to provide cash for inventory buildups, expansion into new markets, and additions to plant or equipment.
• Will help to evaluate the business by rating various attributes of the business and determining a final approval score.

It provides the entrepreneur with an objective means to analyze the current business model, relating to 3 major factors: financial, customer and sales probability.

It is a balance sheet which is a good combination for a business plan, income and cash flow statements for small business and startup.

As designed to evaluate a small business, it cab used not only for the estimation, it is a method for valuing a business different from industry to industry as your accountant should be your final opinion but it may offer 4 methods based, mostly, on sales and net income.

It may be used a complete financial plan for a business including financial statements, ratio analysis and relevant operating detail for headcount, assets, liabilities and equity accounts.

This template may help a business to organize prominent information which are essential for the evaluation of a business that a person may be willing and planning to buy or sell to make it easier for the appraiser.

May be used for the detailed business loan proceeds.

Here, you may compare your business revenues, expenses and net income or loss, over the period of 3 tax years following the format of schedule C of the U.S. Income Tax Return (1040).

This template may help to prepare budget which may include:

• Monthly expense sheets
• Annual roll-up
• Plus charts
• Conditional formatting to make it easy to track business expenses.

Time utilization report preparation for independent consultants, similar to ones large firms apply for profitability analysis (Based upon Microsoft Office Accounting & Outlook Business Contact Manager, Version 2 which is  planned to be a MOA report).

For the adequate cash flow, this template can help you to predict whether your business will have enough cash to meet its obligations or you may need additional cash flow.

Useful for the business consultants to analyze different types of consulting engagements while can be used to:

• Capture the actual time frame
• Effort
• Duration of engagements
• Calculate the workload and costs.

With the help of this template, you may evaluate your travel cost as it contains a quick reference summary along with categories, such as:

• Meals
• Lodging
• Transportation expenses.

This template can be used not only for the market value analysis but also for the stock valuation.

To evaluate credit to other businesses or individuals, this template is needed to be filled out by businesses or individuals while the template can be customized by filling in:

• Company’s name
• Address
• Credit manager
• Telephone number.

Businessmen can prepare annual budget for the business, showing breakdowns by month and quarter and expense categories for upto 5 business sites with the help of calculated per category, per site and for the entire business.

This template can be used by financial professionals to:

• Capture actual results for key income statement and balance sheet accounts
• Then compare actual results of the operations with the budget targets and prior year results which can provide management with a accurate picture of actual results as compared to the budget targets with actuals growth from year to year.

This template, a financial planning tool for businesses is important for estimating long-term financing needs which is equally important as a component for a Business Plan.

Balance sheet with ratio analysis is a very useful tool for a small business or startup as supplement to a business plan, income and cash flow statements.

Can be applied by the owner and the potential outside stakeholder and investor to compare company performance from year to year as compared to the similar businesses.

With the help of this template, you may establish limits in unnecessary expenses.

With the help of his template you may compare your business to the industry in which you are operating your business as it contains macros, validated by Microsoft.

This template summarizes cash, the lifeblood of any business, and the events and transactions that may affect the cash position of a company.